Halal Investment ROI Calculator

What makes an investment Shariah-compliant?

Shariah-compliant investments avoid riba (interest), gharar (excessive uncertainty), maysir (gambling), and investment in prohibited industries (alcohol, weapons, pork, conventional financial services). Returns come from legitimate profit-sharing, asset ownership, or trade — not lending money at interest.

• Sukuk — Islamic bonds backed by real assets, paying profit from asset returns rather than interest
• Murabaha — Cost-plus financing where a bank buys an asset and resells at a markup — the markup is profit, not interest
• Musharakah / Mudarabah — Partnership arrangements where profits and losses are shared proportionally
• Islamic equity funds — Funds that screen out haram sectors and meet purification criteria